House Passes Bill Aimed at Amending the FCRA

... by amending certain provisions of the Fair Credit Reporting Act (“FCRA”). ... to a consumer's file and to perform periodic audits of credit reports.

10 Key FCRA Decisions and Why Companies Should Care About Them

The case law surrounding the Fair Credit Reporting Act (FCRA) is ever-changing, and staying up to date on certain, key statutory definitions is a core ...

House Passes Bill Aimed at Amending the FCRA

If the Protecting Your Credit Act of 2020 becomes law, it would amend the FCRA to add requirements for credit reporting agencies (“CRAs”) and ...

Customer denied credit, learns she's listed as deceased by credit bureau
You can file disputes on the credit bureau websites at, and If you find an error, report it to the credit bureaus ...

7th Circuit Reiterates: Credit Reporting Medical Debts Separately is Not a Violation
If unpaid, healthcare providers send these charges to debt collectors as separate debts. If the debt collector furnishes data to the credit bureaus, then ...

No shortage of ideas for CFPB data-sharing rules

American Banker
Fintech experts are embracing the Consumer Financial Protection Bureau's recent announcement that later this year it will propose rules governing ...

House Passes Protecting Your Credit Score Act of 2020

The National Law Review
The Act would amend FCRA is several respects. The overall purpose of the Act is to “ensure that consumer reporting agencies are providing fair and ...

Would a government-backed social credit scoring system like China's ever fly in the US?

ABA Journal
There are arguably pieces of it in place already—notably the credit rating system, which uses computer-stored data to assign consumers a credit score ...

The trouble with third-party credit agencies

LBM Journal
The same applies to the agency you've hired. There is no great mystery—any of the business credit report bureaus can provide that information for you.

Equifax: We are now in the 'most challenging consumer environment in our lifetime'

Atlanta Business Chronicle
We are now in the "most challenging consumer environment in our lifetime," credit reporting giant Equifax Inc. says. Atlanta-based Equifax (NYSE: ...

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